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Everything you need to know about medical examinations for life insurance

When you take out an insurance policy, the provider will determine how much you’ll be required to pay in premiums.

This process, called underwriting, assesses the insurance risk and usually requests information about occupation, medical history, pursuits, hobbies, and financial situation. Essentially, it means you’ll only be paying the premiums required for the amount of coverage you need.

During this process, a provider may need more information about your medical well-being to make a properly informed decision about your application.

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