top of page

How Does The First Home Super Saver Scheme (FHSSS) Work?

If you are a first-home buyer, you may be eligible to withdraw voluntary super contributions you have made (plus earnings) to put towards a home deposit.


Through the First Home Super Saver Scheme (FHSSS), first-home buyers may have the ability to use Australia’s superannuation system as a tax-effective way to save for part of their home deposit.


How does it work?

If you are 18 or over and are an eligible first home buyer (which broadly means that you have never owned any Australian property before) you can withdraw voluntary super contributions that you have made since 1 July 2017 to put towards a home deposit. There’s more on eligibility criteria below.



bottom of page