Home loans, refinancing, investment loans - we do it all!  Let us take the pain away so you can get on with enjoying life.

Owning your own home - It's the great Australian dream.

But navigating the property market and bank loans can be confusing, the difference between home lending and the loans they offer are not always clear.

Home Loans


The cheapest home loan isn't always the best home loan, and not all home loans are the same.  We have access to a team of mortgage broking specialists who will search the market for the best possible products to suit your specific needs.

Whether you're looking for a loan for your first home, renovations, your next home, or even a rental property, we can help you get what you need.  Better still, we can show you a proven strategy which can help pay off your mortgage years ahead of schedule, thereby saving thousands of dollars in interest.

We will then monitor your loan facility and protect you against unforeseen events, that often occur in life, and make adjustments to your facilities as your circumstances and needs change.



If you've had your current home loan for a number of years chances are there is a better product out there more suited to your current needs.  After all, a lot can happen in just a few years in this day and age.  Your loan might not have the features or flexibility other loans can offer, and your financial situation may have outgrown your current facitility.

There is no time like the present to get a complimentary financial health check to see where you are and what might now be available to address your present needs.  Contact us today to arrange your Complimentary Financial Health Check.

Investment Loans


Depending on your position and your goals, an investment loan may maximise your investment opportunities.  These loans can be secured against the value of property, managed funds or direct share investments and can add significant value if used for the right individual in the right situation, for the right reasons.  Call us for more information and to determine if these products are a wise choice for you.

Disclaimer:  The information on this website is general information only and is not intended to be a recommendation. We strongly recommend you seek advice from your financial adviser as to whether this information is appropriate to your needs, financial situation and investment objectives. Whilst every care has been taken in the preparation of this website, 452 Pty Ltd, its directors, authors, consultants, editors and any persons involved in the construction of this website, expressly disclaim all and any form of liability to any person in respect of this website and any consequences arising from its use by any person in reliance upon the whole or any part of this website.


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452 Advice Pty Ltd (trading as Evans Edwards Financial Advisors Wealth Creators) is a Corporate Authorised Representative (No.1261614) of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL No. 223135. 

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