Home loans, refinancing, investment loans - we do it all!  Let us take the pain away so you can get on with enjoying life.

Owning your own home - It's the great Australian dream.

But navigating the property market and bank loans can be confusing, the difference between home lending and the loans they offer are not always clear.

Home Loans

 

The cheapest home loan isn't always the best home loan, and not all home loans are the same.  We have access to a team of mortgage broking specialists who will search the market for the best possible products to suit your specific needs.

Whether you're looking for a loan for your first home, renovations, your next home, or even a rental property, we can help you get what you need.  Better still, we can show you a proven strategy which can help pay off your mortgage years ahead of schedule, thereby saving thousands of dollars in interest.

We will then monitor your loan facility and protect you against unforeseen events, that often occur in life, and make adjustments to your facilities as your circumstances and needs change.

Refinancing

 

If you've had your current home loan for a number of years chances are there is a better product out there more suited to your current needs.  After all, a lot can happen in just a few years in this day and age.  Your loan might not have the features or flexibility other loans can offer, and your financial situation may have outgrown your current facitility.

There is no time like the present to get a complimentary financial health check to see where you are and what might now be available to address your present needs.  Contact us today to arrange your Complimentary Financial Health Check.

Investment Loans

 

Depending on your position and your goals, an investment loan may maximise your investment opportunities.  These loans can be secured against the value of property, managed funds or direct share investments and can add significant value if used for the right individual in the right situation, for the right reasons.  Call us for more information and to determine if these products are a wise choice for you.

Asset Finance

Our experienced team of finance specialists offer finance solutions that enable our clients to acquire a broad range of assets whether for business or personal needs. We offer our clients a wide range of financing options which includes options like novated and operating leases, hire purchase, finance and specific security agreements (formerly chattel mortgage). Our access to a wide variety of funding sources means we can offer real choice for you.

 

Our aim is to build long term relationships with our clients by providing you with expertise and access to a wide range of Equipment Finance Products. We are able to offer you:

 

  • Structured Equipment Finance transactions that are suited to your business requirements;

  • Additional options compared to what one financier can provide. We have access to a wide range of Financiers include core financiers (the major Banks) and a number of boutique lenders who specialise in assets that a Bank would generally not finance without additional security. We can provide finance options for most assets used by businesses.

  • The ability to be able to fund equipment that would typically require additional security;

  • In most cases we can free up security held to be better used for core banking requirements.

 

Whether you have one piece of equipment to finance or several, the first step is give our team a call to see how we can work with you to help achieve your dreams.

Commercial/Business Finance

Sometimes accessing business finance can be difficult. We’re here to help where we can. We can provide different options to assist you to access short term unsecured business finance, as well as long term business finance and can provide competitive solutions to suit your particular circumstances.

 

Give our team a call today to see how we might be able to help you with your Finance Solutions.

Vicky Gilroy Credit Representative Number 505466

 

 

 

 

 

 

 

 

 

 

Shaun Nembach Credit Representative Number 505465

 

 

 

 

 

 

 

 

 

 

 

 

 

Disclaimer:  The information on this website is general information only and is not intended to be a recommendation. We strongly recommend you seek advice from your financial adviser as to whether this information is appropriate to your needs, financial situation and investment objectives. Whilst every care has been taken in the preparation of this website, 452 Pty Ltd, its directors, authors, consultants, editors and any persons involved in the construction of this website, expressly disclaim all and any form of liability to any person in respect of this website and any consequences arising from its use by any person in reliance upon the whole or any part of this website.

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